Heather Cannon provides a different kind of buying and servicing experience to benefit our valued customers. When you purchase from Heather Cannon Honda, you get more than a great vehicle, you are a Heather Cannon Honda Customer For Life! Heather Cannon Honda is Locally Owned and Operated, a supporter of the Community, and the DealerRater Honda Dealer of the Year for the 3rd Year in a row.
T ransparency in the way we do business. Honest practices, outstanding reviews, and dedicated professionals who care.
R espect for you and your time, as well as our community. Every day, in every way.
U nderstanding the details of your life and automotive needs.
S peed with sales and service that never compromises quality.
T eamwork from everyone in the Heather Cannon Honda family that delivers excellence.
Finance
Finance with Heather Cannon Honda
Heather Cannon Honda makes financing a new Honda truck, car, or SUV simple. We are committed to offering a wide range of flexible financing options to fit your lifestyle, budget, and goals. Even if you have bad credit, our friendly and knowledgeable team can help you lock down the perfect finance option.
Financing Options for Good and Bad Credit
At Heather Cannon Honda, we understand that life happens. A bad credit score does not define you as a person. No matter the situation, you still deserve a safe and reliable vehicle. Whether your credit score is accolade-worthy or objectively bad, we can help you finance a new or used car from Heather Cannon Honda.
We work with customers from all over Ponca City and beyond to give them the most competitive financing options available. Even if you don't think it's possible to finance a vehicle at this time, contact our team, and we'll explore every opportunity to get you behind the wheel.
Why Finance?
There are many reasons why financing a new or used vehicle could be a smart choice for you. Financing at Heather Cannon Honda can provide you with flexible terms, no mileage limitations, and the ability to customize your vehicle. What's more? When you finance a car or truck, you get the advantages of owning your vehicle and building equity.
Should I Take Out a Loan or Lease?
The decision to finance or lease is unique to every situation. Though there is no right answer, a few factors influence whether it's cheaper to buy or lease a car. The biggest ones being your mileage, disposable income, and how well your Honda is predicted to retain its value.
Loans
When it comes to loans, you have choices. You can take out a personal loan with a car dealer, bank, building society, or even a peer-to-peer lender.
Personal loans tend to be straightforward and transparent: you borrow for a fixed number of months, or years, and repay an established amount each month. For added ease, your repayments include the interest you'll incur from borrowing.
Personal loans are usually known as 'unsecured.' This means that the debt you owe isn't backed up by an asset you own – your home or another car, for instance. As with all borrowing circumstances, you'll want to keep your repayments realistic and be confident in your ability to commit to the terms and conditions before signing.
Leases
Leasing is essentially a long-term car rental. Even if you wish to extend your lease or purchase the vehicle, you may not have the option to buy it at the end of the term. Instead, you just give it back. Financially, leases differ in the sense that you typically have to pay a more considerable sum as the first payment. Lower fixed monthly payments are then required for the rest of the term.
Auto Loans
The Heather Cannon Honda finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Ponca City, White Eagle, and Tulsa to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Kildare to Blackwell. Whether you are right down the road or an hour away from Ponca City you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Heather Cannon Honda loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Honda vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Honda vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Heather Cannon Honda finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Oklahoma banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Start Rebuilding Your Credit
Heather Cannon Honda wants to help you take a big step toward rebuilding your credit by financing or leasing a new or used vehicle. If you feel like you can't climb out of the pit of bad credit, financing a vehicle can help you build equity. Every payment you make on-time can help to rebuild your credit and boost your credit score.
We Protect Your Personal Information
In the current tech age, we understand that your cybersecurity concerns are on high-alert. From credit applications, credit card numbers, Social Security numbers, and financing information, auto dealerships collect quite a bit of personally identifiable information.
At Heather Cannon Honda, we take this very seriously. We have a range of effective data protection strategies in place to ensure you can trust us with your financial information. We are aware of all different privacy laws and legislation and have an identity theft protection program in place. When you choose to finance with Heather Cannon, you can maintain peace of mind knowing we have exceptional IT safeguards, physical safeguards, and safety awareness.
About Heather Cannon Honda
Heather Cannon Honda has been Oklahoma's favorite, family-owned and operated dealership for ten years. We are passionate about the Ponca City community we serve and frequently donate to local schools and do everything we can to make our city thrive. When you visit our dealership to discuss financing, you can expect an unparalleled customer experience reinforced by our core values of transparency, service, and integrity.
Walking into Heather Cannon Honda, you are immediately met with a flourish of friendliness. Whether you want a CRV, Civic, Accord, or Pilot – we have what you need and know how to make it work for you financially. Our sales staff walks you through the whole process; all you have to do is sit back and relax as you are shown through our impressive lot.
Finance with Heather Cannon Honda Today
The Honda of your dreams is more in reach than you might believe. Don't fall into the trap of thinking lousy credit will keep you from owning a quality vehicle. Our expert team is equipped to make your situation work with a range of different banks and services on our contact list. Call us today to learn more about your financing options!